Yes Bank in 2025: Financial Growth, Strategic Moves & Market Outlook
YES BANK IN 2025: A glimpse of a strong journey where hope and trust are going hand in hand
3 June, 2025 — Today, as we look for stability and a secure future in our lives, YES BANK has emerged as a name of trust in the banking sector. This year, the bank has not only posted great financial results, but also shown through some big decisions and partnerships that its goal is not just profit, but also to win the trust of the people.
💰 Financial Performance FY25: When the numbers taught us to smile
The results that YES Bank has posted this financial year (which ended on March 31, 2025) are truly inspiring:
Net profit stood at ₹2,406 crores — a jump of almost 92% year-on-year! This comes at a time when many banks are struggling for stability.
In the fourth quarter (Q4) alone, the bank posted a profit of ₹738 crore — a 63% year-on-year and 20% quarter-on-quarter growth.
Net interest margin (NIM) also improved to 2.5% — indicating that the bank’s earnings base is getting stronger.
Non-interest income (i.e. income other than interest on loans) also reached ₹5,857 crore — a 14.5% growth.
Operating profit also stood at ₹4,254 crore — a 25.6% growth.
RoA (return on assets) is now 0.6%, double the 0.3% of last year.
👉 All these achievements point to the direction in which the bank is moving not just for itself, but also for its customers.
🌿 The balance sheet is built on the foundation of trust
Net advances, that is the amount that the bank gave as loans — ₹2,46,188 crore, which is 8.1% more than last year.
Total deposits also reached ₹2,84,525 crore, that is, an increase of 6.8%. This means that people are depositing their money with confidence in Yes Bank.
The CASA ratio (where the share of savings and current accounts is seen) has also increased to 34.3% — indicating that people’s participation and trust has increased.
🤝 Strategic partnership: New hope from Japan
This year Yes Bank has entered into a very special partnership — with Japan’s Sumitomo Mitsui Banking Corporation (SMBC).
SMBC has bought a 20% stake for ₹13,000 crore and intends to further increase its stake to 51%.
This partnership will not only provide the bank with a capital boost, but will also boost its digital services and global business capabilities.
But with every change comes questions:
Political discussions have also begun — Congress leader Vishwas Utagi has called this foreign stake a threat to India’s banking sovereignty and demanded a judicial probe.
👉 In such a situation, it is important that the bank maintains transparency and takes steps in the interest of the country — because for women investors and customers, “trust” is the biggest investment.
📉 Stock market movements: A little up, a little down
Women often invest wisely, and every stock market news matters to us:
On June 2, 2025, Yes Bank stock jumped 8.4% to close at ₹ 23.27 on speculation of fund raising.
But on June 3, 2025, the stock fell by 7%. This was due to a block deal in which 3% equity went into other hands, and SMBC’s intentions were doubted.
📌 While investing for women, it is important to know that fluctuations in the market are common, but if the fundamentals of the company are strong then the future can be bright.
🔮 Way forward: With the expectations of women
Yes Bank has set some big targets in the coming months:
Taking loan growth to 13-14%.
Increasing deposit growth i.e. money deposited by people to 17-18%.
Making the bank’s reach and service easier across the country by opening new branches.
🌼 For women, who balance their family, business and dreams every day, these figures are not just numbers – they are the guarantee of a better future.
🌟 Conclusion: When banking is from the heart
Yes Bank’s journey to 2025 shows that when financial institutions make the right decisions, maintain transparency and build partnerships that are built on trust — they not only grow, but also bring security and stability to the lives of common people.
👩💼 It’s time for women to make smart decisions — be it investing, saving or taking one more step towards their dreams. Yes Bank, right now, is emerging as a trusted partner.